Daily Current Affairs MCQ Quiz 12-13 April 2026 SSC Banking UPSC

Question 1

What is the biggest challenge in India’s judicial system as highlighted by the CJI?

Accepted Answer

Access to justice - The CJI emphasized that the issue is not lack of laws but limited access to justice, especially for marginalized groups.

Question 2

Approximately what percentage of prisoners in India are undertrials?

Accepted Answer

75% - Around 75% of prisoners are undertrials, indicating systemic inefficiencies and delays.

Question 3

Which constitutional article ensures free legal aid?

Accepted Answer

Article 39A - Article 39A mandates free legal aid to ensure justice is accessible to all.

Question 4

Which institution provides free legal services in India?

Accepted Answer

NALSA - National Legal Services Authority (NALSA) provides free legal services to weaker sections.

Question 5

What is the objective of the E-Courts Mission Mode Project?

Accepted Answer

Digitalize courts - E-Courts project aims to digitize court processes and improve efficiency.

Question 6

Which act is related to legal services in India?

Accepted Answer

Legal Services Authorities Act, 1987 - This act governs legal aid services and NALSA operations.

Question 7

Which barrier is NOT mentioned in access to justice issues?

Accepted Answer

Cultural barrier - Cultural barrier was not explicitly mentioned; others were key issues.

Question 8

Assertion: ADR provides faster justice. Reason: It avoids lengthy court procedures.

Accepted Answer

Both true, reason correct - ADR mechanisms like Lok Adalats reduce delays by bypassing formal procedures.

Question 9

PM MUDRA Yojana was launched in which year?

Accepted Answer

2015 - PMMY was launched on April 8, 2015.

Question 10

What is the loan limit under MUDRA Yojana?

Accepted Answer

₹10 lakh - The scheme offers collateral-free loans up to ₹10 lakh.

Question 11

Which ministry implements PMMY?

Accepted Answer

Finance Ministry - It is managed by the Ministry of Finance via DFS.

Question 12

Which category is NOT part of MUDRA loans?

Accepted Answer

Mahila - Loan categories include Shishu, Kishore, Tarun, and Tarun Plus.

Question 13

What percentage of MUDRA loans were given to women?

Accepted Answer

66% - Around 66% of loans were given to women, promoting inclusion.

Question 14

Assertion: PMMY promotes entrepreneurship. Reason: It provides collateral-free loans.

Accepted Answer

Both true, reason correct - Collateral-free loans reduce entry barriers for entrepreneurs.

Question 15

India ranks globally in tech funding as per Tracxn Report 2026?

Accepted Answer

4th - India ranked 4th globally in tech funding.

Daily Current Affairs 28 October 2026: Important GK Updates for UPSC, SSC, Banking & Railways Exams