IOB Generalist & Specialist Officer Recruitment 2026: 291 Manager, Senior Manager & Assistant Manager
ONLINEApply by Sep 15, 2026

IOB Generalist & Specialist Officer Recruitment 2026: 291 Manager, Senior Manager & Assistant Manager

Indian Overseas Bank (IOB) has released the Generalist & Specialist Officer Recruitment 2026 notification for 291 Manager, Senior Manager and Assistant Manager vacancies in JMGS-I, MMGS-II and MMGS-III. Eligible candidates can apply online from 29 August to 15 September 2026. Selection includes an Online Examination and Interview.

Applications open·Aug 29, 2026·291 vacancies

Deadline: Sep 15, 2026 · Last date approaching

Post details

Vacancy count, salary, fee, age limit, selection process, and qualification details are included below.

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Introduction to IOB Generalist & Specialist Officer Recruitment 2026

Indian Overseas Bank (IOB), a Government of India undertaking, has released the official notification for recruitment of Generalist and Specialist Officers in Various Scales 2026-27 under Advertisement No. HRDD/RECT/04/2026-27.

The recruitment offers 291 vacancies across 14 posts in JMGS-I, MMGS-II and MMGS-III. The largest recruitment is for Manager (Branch Management) with 100 vacancies, followed by Manager (IT) with 65 posts and Manager (Credit) with 35 posts.

Online applications are accepted from 29 August 2026 to 15 September 2026. Candidates must apply through the official Indian Overseas Bank recruitment portal; applications through any other mode will not be accepted.

Selection will be through an Online Examination followed by Interview. The final merit list carries 80% weightage for the Online Examination and 20% for the Interview. Candidates should verify their post-specific qualification, age and work-experience requirements before applying.

For more recruitment updates, candidates can keep checking the latest govt jobs notifications.


Indian Overseas Bank (IOB) Overview

Indian Overseas Bank is a Public Sector Bank headquartered in Chennai. Through this recruitment, IOB is hiring experienced professionals for Branch Management, Information Technology, Information Security, Information Security Audit, Database Administration, Network Administration, Cyber Security, Credit, Risk and Security functions.

The selected candidates may be posted or transferred anywhere in India depending on the requirements of the Bank.


IOB Generalist & Specialist Officer Recruitment 2026 Overview

IOB Recruitment 2026 At a Glance

ParticularsDetails
OrganisationIndian Overseas Bank (IOB)
Advertisement No.HRDD/RECT/04/2026-27
RecruitmentGeneralist / Specialist Officers in Various Scales 2026-27
Total Vacancies291
Total Posts / Disciplines14
GradesJMGS-I, MMGS-II & MMGS-III
Application ModeOnline only
Application Dates29 August to 15 September 2026
Age LimitPost-wise, 22 to 45 years overall range
Eligibility Cut-off1 August 2026
Application FeeRs 175 for SC/ST/PwBD; Rs 1,000 for all others
Selection ProcessOnline Examination → Interview
Final WeightageOnline Exam 80% + Interview 20%
Job LocationAnywhere in India
Official Websiteiob.bank.in

Correct Last Date

The official IOB notification states that online registration and fee payment close on 15 September 2026. Candidates should use this official deadline rather than third-party references showing 29 September 2026.

 


IOB Recruitment 2026 Important Dates

ActivityDate
Notification Date28 August 2026
Online Registration Starts29 August 2026
Last Date for Online Registration15 September 2026
Application Fee Payment29 August to 15 September 2026
Online Examination Datewill be updated
Interview Datewill be updated

IOB Recruitment 2026 Vacancy Details

Post CodePost NameGradeTotal
01Manager (Branch Management)MMGS-II100
02Manager (IT)MMGS-II65
03Manager (Information Security)MMGS-II5
04Manager (Information Security Audit)MMGS-II5
05Senior Manager (IT)MMGS-III10
06Senior Manager (Information Security)MMGS-III3
07Senior Manager (Information Security Audit)MMGS-III2
08Senior Manager (Database Administrator)MMGS-III10
09Senior Manager (Network Administrator)MMGS-III5
10Senior Manager (Cyber Security Administrator)MMGS-III5
11Manager (Credit)MMGS-II35
12Senior Manager (Credit)MMGS-III15
13Senior Manager (Risk)MMGS-III6
14Assistant Manager (Security)JMGS-I25
-Total-291

Expert insight: Manager (Branch Management) alone accounts for 100 of the 291 vacancies, while Manager (IT) contributes another 65. Together, these two posts make up more than half of the total recruitment.


IOB Recruitment 2026 Category-wise Vacancies

PostSCSTOBCEWSURTotal
Manager (Branch Management)157271041100
Manager (IT)1051872565
Manager (Information Security)112105
Manager (Information Security Audit)112105
Senior Manager (IT)2131310
Senior Manager (Information Security)101103
Senior Manager (Information Security Audit)110002
Senior Manager (Database Administrator)1021610
Senior Manager (Network Administrator)001045
Senior Manager (Cyber Security Administrator)001045
Manager (Credit)831121135
Senior Manager (Credit)2141715
Senior Manager (Risk)101136
Assistant Manager (Security)31621325
Total46217928117291

The notification also provides horizontal reservation for 12 Persons with Benchmark Disabilities vacancies, comprising 4 HI, 5 OC, 2 VI and 1 ID vacancy across the identified posts.


IOB Generalist & Specialist Officer Recruitment 2026 Eligibility Criteria

Eligibility Cut-off

Age, educational qualification and post-qualification work experience are calculated as on 1 August 2026. Candidates must possess the prescribed qualification and experience by this date.

Nationality / Citizenship

A candidate must satisfy the nationality conditions prescribed by IOB, including:

  • Citizen of India; or
  • Subject of Nepal; or
  • Subject of Bhutan; or
  • Eligible Tibetan refugee who came to India before 1 January 1962; or
  • Person of Indian origin from the countries specified in the notification with intention to settle permanently in India.

IOB Recruitment 2026 Post-wise Qualification, Age & Experience

PostAgeQualificationExperience
Manager (Branch Management)23-33 yearsDegree in any discipline from a recognised University or equivalent.Minimum 3 years as an Officer in a Scheduled Public Sector Bank or Scheduled Private Sector Bank, including at least 2 years in Branch Banking. Experience as Scale-I Branch Head is preferred.
Manager (IT)25-35 yearsB.E./B.Tech in CS/IT/Electronics & Communication/Electronics & Instrumentation, or MCA, or M.Sc Computer Science/IT.Minimum 5 years post-qualification IT experience, including at least 3 years in Banking/BFSI, with hands-on experience in at least one specified technology domain.
Manager (Information Security)22-32 yearsB.E./B.Tech or M.E./M.Tech in Computer Science, IT, Electronics & Communication, Cyber Security or Information Security.Minimum 2 years post-qualification work experience in at least three prescribed security domains such as Web Application Security, Mobile Security Testing, API Security, Secure Code Review, DAST, AI/LLM Security Testing or Red Team activities.
Manager (Information Security Audit)22-32 yearsB.E./B.Tech in CS/IT/Electronics & Communication/Cyber Security or M.E./M.Tech in the prescribed disciplines or MCA.Minimum 2 years relevant experience, including at least 1 year in Information Security Audit/Cyber Security Audit in Banking/BFSI, or specified IT/software-development experience.
Senior Manager (IT)28-38 yearsB.E./B.Tech in CS/IT/Electronics & Communication/Electronics & Instrumentation, or MCA, or M.Sc Computer Science/IT.Minimum 8 years post-qualification IT experience, including at least 5 years in Banking/BFSI and experience in a prescribed technology domain.
Senior Manager (Information Security)25-35 yearsB.E./B.Tech or M.E./M.Tech in CS/IT/Electronics & Communication/Cyber Security/Information Security.Minimum 5 years post-qualification experience in at least three specified Information Security domains.
Senior Manager (Information Security Audit)25-35 yearsB.E./B.Tech or M.E./M.Tech in the prescribed IT/Security disciplines, or MCA.Minimum 5 years relevant experience, including at least 3 years in Information Security Audit/Cyber Security Audit in Banking/BFSI, or prescribed equivalent experience.
Senior Manager (Database Administrator)28-38 yearsB.E./B.Tech in CS/IT/Electronics & Communication/Electronics & Instrumentation, or MCA, or M.Sc Computer Science/IT.Minimum 8 years post-qualification Database Administration experience, including at least 5 years as Production DBA and 3 years supporting applications in Banking/BFSI.
Senior Manager (Network Administrator)25-35 yearsB.E./B.Tech or M.Tech in CS/IT/Electronics & Communication/Electronics & Instrumentation, or MCA.Minimum 5 years post-qualification Network Operations experience, including Network Security, Cisco FTD, Check Point Firewall and other prescribed technologies.
Senior Manager (Cyber Security Administrator)25-35 yearsB.E./B.Tech or M.E./M.Tech in CS/IT/Electronics & Communication/Cyber Security/Information Security.Minimum 5 years post-qualification experience in at least two prescribed cyber-security domains.
Manager (Credit)23-33 yearsBachelor's Degree with MBA Finance / PGDBA / PGDBM / MMS Finance, or CA, or CMA.Minimum 3 years post-qualification experience in a Bank/Financial Institution, including at least 2 years in Credit.
Senior Manager (Credit)25-35 yearsBachelor's Degree with MBA Finance / PGDBA / PGDBM / MMS Finance, or CA, or CMA.Minimum 6 years post-qualification experience in a Bank/Financial Institution, including at least 4 years in Credit.
Senior Manager (Risk)25-35 yearsGraduation with MBA/PGDM/PGDBF/MFM/MFC in Finance or Master's in Mathematics/Statistics/Economics, or Graduation with prescribed GARP/PRMIA risk certification.Minimum 5 years post-qualification work experience in Public Sector/Private Sector Bank/NBFC/Financial Institution in Risk, Credit, Forex, Treasury or Finance.
Assistant Manager (Security)30-45 yearsGraduate from a recognised University plus minimum 3-month certification course in Computer/IT/Computer Science, or Computer/IT/CS-related paper during graduation or thereafter.Retired JCO/equivalent with minimum 5 years' service in Army/Navy/Air Force, or prescribed Inspector/Sub-Inspector level experience in Paramilitary Forces/Police.

Several IT, Information Security and Cyber Security posts have mandatory or preferred professional certification requirements. Candidates should read the detailed post-wise qualification matrix in the official notification before applying.


IOB Specialist Officer Certification Requirements

Depending on the post, the notification mentions certifications such as:

  • CISA
  • CISSP
  • ISO 27001 Lead Auditor
  • OSCP
  • OSCE / OSWE / OSEP
  • GIAC certifications
  • CEH
  • CCNA / CCNP
  • Checkpoint CCSE
  • OCA / OCP for Database Administration
  • Cloud-security certifications
  • Risk-management certifications such as GARP/PRMIA

Mandatory and preferred certifications vary by post, so applicants should verify the exact requirement against their chosen post code.


IOB Recruitment 2026 Age Limit

The age limit varies by post and is calculated as on 1 August 2026. Across all posts, the minimum prescribed age begins at 22 years and the highest normal upper age limit is 45 years for Assistant Manager (Security).

IOB Age Relaxation

CategoryAge Relaxation
SC / ST5 years
OBC - Non-Creamy Layer3 years
Persons with Benchmark Disabilities10 years
Persons affected by 1984 riots5 years
Eligible Ex-Servicemen / Commissioned Officers5 years

Where cumulative relaxation is permissible, the notification states that SC/ST/OBC candidates may receive applicable cumulative benefit, subject to an overall maximum upper age limit of 50 years.


IOB Recruitment 2026 Application Fee

CategoryApplication Fee / Intimation Charges
SC / ST / PwBDRs 175 inclusive of GST
All Other Candidates including OBC & EWSRs 1,000 inclusive of GST

The fee is payable online through Debit Card, Credit Card, Internet Banking, BHIM/UPI or other payment methods offered by the payment gateway.

The application fee/intimation charges are non-refundable once paid and cannot be adjusted against another recruitment process.


IOB Recruitment 2026 Salary and Pay Scale

GradePay Scale
JMGS-IRs 48,480-2000/7-62,480-2340/2-67,160-2680/7-85,290
MMGS-IIRs 64,820-2340/1-67,160-2680/10-93,960
MMGS-IIIRs 85,920-2680/5-99,320-2980/2-1,05,280

Selected candidates will also receive DA, HRA, CCA and other admissible allowances according to the Bank's prevailing rules.

Specialist Officers recruited laterally in MMGS-II and MMGS-III may additionally receive benefits such as Conveyance Expenses, Newspaper Cost, Telephone/Mobile Expenses, Residential Furniture and Bank-owned or leased accommodation according to applicable Bank guidelines.


IOB Recruitment 2026 Probation Period

Post / CategoryProbation
Manager (Branch Management), MMGS-II6 Months
Assistant Manager (Security), JMGS-I2 Years
All Other Posts1 Year

Confirmation in the Bank's service will be subject to the applicable Officers' Service Regulations and satisfactory completion of probation.


IOB Recruitment 2026 Service Bond

GradeBond AmountMinimum Service Period
JMGS-IRs 2,00,0003 Years
MMGS-IIRs 2,50,0003 Years
MMGS-IIIRs 2,50,0003 Years

Selected candidates are required to execute the prescribed Financial Service Indemnity Bond and serve the Bank for the minimum period applicable to their grade.


IOB Recruitment 2026 Selection Process

Selection consists of:

  1. Online Examination
  2. Personal Interview
  3. Document and Eligibility Verification
  4. Medical Fitness before appointment

The Bank may conduct preliminary screening/shortlisting with reference to qualification, experience, profile and job requirements before calling candidates for different stages.

Merely satisfying the minimum eligibility criteria does not automatically entitle a candidate to be called for the examination or interview.


IOB Manager Branch Management Exam Pattern 2026

SubjectQuestionsMarksMediumDuration
English Language2525English30 Minutes
Professional Knowledge - Banking Law & Practice, Indian Economy & Financial System, Principles & Practices of Banking, Accounting & Financial Management7575English & Hindi90 Minutes
Total100100-2 Hours

IOB Specialist Officer Exam Pattern 2026

The following structure applies to all other Scale-I, Scale-II and Scale-III posts covered by the notification:

SubjectQuestionsMarksMediumDuration
English Language2525English30 Minutes
General Awareness with Special Reference to Banking Industry2525English30 Minutes
Professional Knowledge5050English60 Minutes
Total100100-2 Hours

The Professional Knowledge syllabus varies according to the specialist post applied for.


IOB Recruitment 2026 Negative Marking & Qualifying Marks

  • Total Online Examination: 100 questions for 100 marks.
  • Total duration: 2 hours with separate sectional timings.
  • Negative marking: 1/4th of the marks allotted to the question for each wrong answer.
  • No penalty is applied to an unanswered question.
  • Minimum qualifying marks in Online Examination: 35% for Unreserved candidates and 30% for Reserved candidates.

For posts other than Manager (Branch Management), the notification states that no separate minimum qualifying marks are prescribed for General Awareness and English Language; candidates must secure the prescribed minimum score in Professional Knowledge.


IOB Recruitment 2026 Interview

The Personal Interview carries a maximum of 100 marks. Candidates may be assessed on:

  • Role-related industry exposure
  • Subject knowledge
  • Communication skills
CategoryMinimum Interview Qualifying Marks
Unreserved50%
Reserved Categories45%

Final Merit Weightage

StageWeightage
Online Examination80%
Interview20%

The final merit list will be prepared using the above 80:20 weightage, subject to the candidate qualifying the applicable stages.


How to Apply for IOB Generalist & Specialist Officer Recruitment 2026

  1. Visit the official Indian Overseas Bank website at www.iob.bank.in.
  2. Open the Careers section.
  3. Select Recruitment of Generalist / Specialist Officers in Various Scales - 2026-27.
  4. Choose the post for which you want to apply.
  5. Click the online registration link.
  6. Select Click Here for New Registration.
  7. Enter basic details and obtain the provisional Registration Number and Password.
  8. Fill in the personal, educational, professional and work-experience details carefully.
  9. Upload the required photograph, signature, left thumb impression and handwritten declaration.
  10. Upload applicable supporting documents/certificates.
  11. Pay the application fee/intimation charges online.
  12. Review all details carefully and click Complete Registration.
  13. Take a printout of the system-generated submitted application form and payment e-receipt for future reference.

Can Candidates Apply for More Than One Post?

Yes. The official notification permits candidates to apply for more than one post, subject to satisfying the eligibility criteria for each post. Candidates applying for more than one post must submit separate applications as applicable.

 


IOB Recruitment 2026 Photograph Upload Specifications

  • Recent passport-style colour photograph
  • Preferred dimensions: 200 × 230 pixels
  • File size: 20 KB to 50 KB
  • Format: JPG/JPEG
  • Background should preferably be light-coloured or white
  • Face should be clearly visible

Candidates are also required to capture/upload a live photograph during the application process according to the instructions provided by the online application system.


IOB Recruitment 2026 Signature Specifications

  • Candidate should sign on white paper with black ink.
  • Preferred dimensions: 140 × 60 pixels
  • File size: 10 KB to 20 KB
  • Format: JPG/JPEG
  • Signature in CAPITAL LETTERS will not be accepted.

IOB Recruitment 2026 Left Thumb Impression Specifications

  • Left thumb impression should be placed on white paper using black or blue ink.
  • Preferred dimensions: 240 × 240 pixels
  • File size: 20 KB to 50 KB
  • Format: JPG/JPEG

IOB Recruitment 2026 Handwritten Declaration

Candidates must write the prescribed declaration in English clearly on white paper with black ink.

The notification requires candidates to use the exact declaration text displayed in the application instructions. The declaration must be written by the applicant and should not be written in CAPITAL LETTERS.

Preferred file size: 50 KB to 100 KB, JPG/JPEG format.


IOB Recruitment 2026 Documents Required for Interview

  • Valid Interview Call Letter
  • System-generated printout of the submitted online application form
  • Proof of date of birth
  • Valid photo identity proof
  • Educational qualification mark sheets and certificates
  • Experience Certificates
  • Appointment/Relieving Letters and Salary Slips, wherever required to establish experience
  • Professional certification documents
  • SC/ST/OBC/EWS certificate in the prescribed format, where applicable
  • PwBD certificate, where applicable
  • No Objection Certificate for candidates serving in Government/PSU/Bank organisations
  • Documents supporting age relaxation, wherever applicable
  • Other certificates prescribed by the Bank

The notification specifically states that Ration Card will not be accepted as valid photo identity proof during the recruitment process.


IOB Recruitment 2026 Examination Centres

The notification identifies examination centres including:

  • Delhi / New Delhi / NCR
  • Mumbai / Navi Mumbai / MMR / Thane
  • Chennai
  • Kolkata
  • Hyderabad
  • Bengaluru

IOB reserves the right to delete or add examination centres depending on response, administrative feasibility and other requirements. Requests for change of examination centre will not be entertained.


IOB Recruitment 2026 Important Instructions

  • Applications are accepted through online mode only.
  • The official last date is 15 September 2026.
  • Candidates may apply for more than one post if they satisfy the eligibility requirements.
  • If multiple applications are submitted for the same post, only the last completed valid application will generally be considered.
  • All required work experience must be full-time and relevant to the post.
  • Candidates should ensure that educational qualification results were declared by the prescribed eligibility date.
  • Information furnished in the application must match supporting documents.
  • Candidates serving in Government/PSU/Bank organisations must produce the prescribed NOC at interview.
  • Canvassing in any form will result in disqualification.
  • Requests for change of examination centre, interview date or registered email ID will not normally be entertained.
  • Appointment is subject to medical fitness, character verification and satisfaction of Bank requirements.
  • The Bank may modify, cancel, add or change selection criteria or the recruitment process according to its discretion and applicable rules.

IOB Recruitment 2026 Preparation Focus

For Manager (Branch Management), Professional Knowledge accounts for 75 of 100 marks, so candidates should prioritise Banking Law & Practice, Indian Economy and Financial System, Principles and Practices of Banking, Accounting and Financial Management.

For Specialist Officer posts, Professional Knowledge contributes 50 marks, while Banking General Awareness contributes 25 marks and English 25 marks. Candidates should therefore combine strong domain preparation with banking-sector awareness.

IT candidates should revise the technology domains relevant to their chosen role, while Credit and Risk applicants should concentrate on banking credit, finance, risk management and related professional concepts. Candidates can supplement preparation with daily current affairs and Static GK.


IOB Generalist & Specialist Officer Recruitment 2026 Important Links

ResourceLink
Fill Online FormApply Now
Full Notification PDFDownload PDF
Official Website / CareersVisit Now
Join WhatsApp ChannelFollow Now
Join Telegram ChannelFollow Now
Subscribe on YouTubeSubscribe

Candidates should read the complete 35-page official notification before applying because several Specialist Officer posts have detailed mandatory technology-domain experience and certification requirements.

For IOB exam date, admit card, interview, result and final selection updates, follow our WhatsApp channel, Telegram channel and YouTube channel.


Explore More on thejobsme.com

For more banking and Government recruitment opportunities, visit the latest govt jobs notifications. Candidates can also prepare with daily current affairs, Static GK and the daily current affairs quiz.

Applications open·Aug 29, 2026·291 vacancies

Deadline: Sep 15, 2026 · Last date approaching

Frequently Asked Questions

How many vacancies are there in IOB Generalist and Specialist Officer Recruitment 2026?
Indian Overseas Bank has announced 291 vacancies across 14 Generalist and Specialist Officer posts in JMGS-I, MMGS-II and MMGS-III.
What is the last date to apply for IOB Recruitment 2026?
The official last date for online registration and payment of application fee is 15 September 2026. Online applications started on 29 August 2026.
Is the IOB Recruitment 2026 last date 29 September?
No. The official Indian Overseas Bank notification states that online registration closes on 15 September 2026. Candidates should follow the official deadline rather than third-party references showing 29 September.
Which posts are available in IOB Recruitment 2026?
The recruitment includes Manager Branch Management, Manager IT, Information Security and Audit posts, Senior Manager IT, Information Security, Database, Network and Cyber Security posts, Manager and Senior Manager Credit, Senior Manager Risk and Assistant Manager Security.
What is the age limit for IOB Recruitment 2026?
Age varies by post. The post-wise limits range from 22-32 years for some Information Security Manager posts to 30-45 years for Assistant Manager Security. Eligibility is calculated as on 1 August 2026.
What is the application fee for IOB Recruitment 2026?
SC, ST and PwBD candidates have to pay Rs 175 inclusive of GST. All other candidates, including OBC and EWS, have to pay Rs 1,000 inclusive of GST.
What is the selection process for IOB Generalist and Specialist Officers?
Selection consists of an Online Examination followed by Personal Interview. Final merit carries 80% weightage for the Online Examination and 20% for the Interview.
What is the IOB Manager Branch Management exam pattern?
The online exam contains 25 English Language questions for 25 marks and 75 Professional Knowledge questions for 75 marks. The total is 100 questions for 100 marks in two hours.
What is the IOB Specialist Officer exam pattern?
For most Specialist Officer posts, the exam contains 25 English questions, 25 Banking General Awareness questions and 50 Professional Knowledge questions. The total is 100 questions for 100 marks in two hours.
Is there negative marking in the IOB Recruitment 2026 exam?
Yes. One-fourth of the marks allotted to a question is deducted for each wrong answer. There is no penalty for an unanswered question.
What are the minimum qualifying marks in the IOB online exam?
The notification prescribes minimum qualifying marks of 35% for unreserved candidates and 30% for reserved candidates in the Online Examination.
What are the qualifying marks for the IOB interview?
The minimum qualifying marks in the interview are 50% for unreserved candidates and 45% for reserved candidates.
What is the salary for IOB Manager and Senior Manager posts?
MMGS-II carries the pay scale Rs 64,820 to Rs 93,960, while MMGS-III carries Rs 85,920 to Rs 1,05,280. Assistant Manager in JMGS-I carries Rs 48,480 to Rs 85,290, along with applicable allowances.
Is there a service bond in IOB Recruitment 2026?
Yes. JMGS-I candidates have a Rs 2 lakh bond with a minimum three-year service period. MMGS-II and MMGS-III candidates have a Rs 2.5 lakh bond with a minimum three-year service period.
Can I apply for more than one post in IOB Recruitment 2026?
Yes. The official notification permits candidates to apply for more than one post, provided they satisfy the eligibility criteria for each post.
How can I apply for IOB Recruitment 2026?
Candidates can apply online through the IOB recruitment registration portal. Complete registration, fill the online application, upload the required photograph, signature, thumb impression and declaration, pay the applicable fee and submit the form by 15 September 2026.
Where can I download the IOB Recruitment 2026 notification PDF?
The full IOB Generalist and Specialist Officer Recruitment 2026 notification PDF is provided in the Important Links section. Candidates should read the complete notification before applying.
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